Learn how to apply for the Ayushman Bharat Yojana (PMJAY) and get your Ayushman Card for free medical treatment up to ₹5 lakh per year. Check eligibility, benefits, and step-by-step process here.
Introduction
Healthcare costs are rising every year, making it difficult for poor and needy families to afford proper medical treatment. To solve this, the Government of India launched the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY). Under this scheme, eligible families can get free treatment up to ₹5 lakh per year at government and empanelled private hospitals through the Ayushman Card.
In this blog, we will explain what the Ayushman Card is, how to check eligibility, the process to apply, and the benefits you can get.
What is Ayushman Bharat Yojana?
The Ayushman Bharat Yojana is a health insurance scheme launched by the Government of India. It provides cashless and paperless healthcare services to economically weaker sections of society. Beneficiaries of this scheme receive an Ayushman Card, which they can use to get free treatment.
Benefits of Ayushman Card
Free treatment up to ₹5 lakh per family per year.
Coverage available in both government and private hospitals registered under the scheme.
Paperless and cashless admission process.
Covers more than 1,500 medical procedures and treatments.
Who Can Apply for Ayushman Card?
The scheme mainly covers poor and vulnerable families identified in the SECC 2011 census data. To know if you are eligible, follow the steps below:
Step 1: Check Eligibility
Visit the official website: https://pmjay.gov.in.
Click on “Am I Eligible” option.
Enter required details (like mobile number, ration card, or family details).
The portal will display if you are eligible or not.
Step 2: Apply for Ayushman Card
If eligible, you can apply in two ways:
1. Online Application – Through the official PMJAY website or the Ayushman Bharat mobile app.
2. Offline Application – By visiting your nearest CSC (Common Service Center). The CSC staff will verify your eligibility and help you generate your Ayushman Card.
How to Use the Ayushman Card?
Once you have the Ayushman Card, you can present it at any empanelled hospital (government or private). The hospital will verify your details and provide free treatment under the scheme, without asking for any payment up to the ₹5 lakh annual limit.
FAQs about Ayushman Bharat Yojana
Q1. What is the Ayushman Card?
The Ayushman Card is a health card issued under Ayushman Bharat Yojana that allows eligible families to avail free medical treatment up to ₹5 lakh per year.
Q2. Who is eligible for the Ayushman Bharat scheme?
Economically weaker families identified in the SECC 2011 census and other notified categories are eligible. You can check eligibility on the PMJAY website.
Q3. Is Ayushman Bharat scheme free?
Yes, it is completely free. The government bears all the treatment costs.
Q4. Can I use the Ayushman Card in private hospitals?
Yes, you can use it in both government and empanelled private hospitals registered under the scheme.
Q5. How much treatment coverage is provided under the scheme?
Beneficiaries can avail free treatment up to ₹5 lakh per family per year.
Conclusion
The Ayushman Bharat Yojana is one of the largest health insurance schemes in the world, offering free medical coverage up to ₹5 lakh. If you or your family fall under the eligible category, make sure to apply for the Ayushman Card and secure health protection for yourself and your loved ones.